#nz-moc-widget{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;max-width:900px;margin:0 auto;background-color:#f9fafb;border-radius:12px;padding:24px;box-sizing:border-box;color:#1f2937;line-height:1.5}#nz-moc-widget *{box-sizing:border-box}#nz-moc-widget .widget-header{border-bottom:1px solid #e5e7eb;padding-bottom:16px;margin-bottom:24px}#nz-moc-widget h2{font-size:24px;font-weight:700;color:#111827;margin:0 0 4px 0;display:flex;align-items:center;gap:10px}#nz-moc-widget .subtitle{font-size:14px;color:#6b7280;margin:0}#nz-moc-widget .card{background:#fff;border:1px solid #e5e7eb;border-radius:8px;padding:20px;margin-bottom:24px;box-shadow:0 1px 2px 0 rgb(0 0 0 / .05)}#nz-moc-widget .card-blue{border-color:#bfdbfe}#nz-moc-widget .card-green{border-color:#86efac}#nz-moc-widget .grid-2{display:grid;grid-template-columns:1fr;gap:24px}@media (min-width:640px){#nz-moc-widget .grid-2{grid-template-columns:1fr 1fr}}#nz-moc-widget h3{font-size:16px;font-weight:600;margin:0 0 16px 0;display:flex;align-items:center;gap:8px;color:#111827}#nz-moc-widget label{display:block;font-size:13px;font-weight:500;color:#4b5563;margin-bottom:6px}#nz-moc-widget .input-group{position:relative;margin-bottom:16px}#nz-moc-widget .loan-balance-group{margin-bottom:20px}#nz-moc-widget .loan-balance-group input{font-size:18px;padding:12px 12px 12px 28px;font-weight:600}#nz-moc-widget input[type="number"]{width:100%;padding:10px 12px;border:1px solid #d1d5db;border-radius:6px;font-size:15px;outline:none;transition:border-color 0.2s;background-color:#fff;color:#000}#nz-moc-widget input[type="number"]:focus{border-color:#2563eb;box-shadow:0 0 0 2px rgb(37 99 235 / .2)}#nz-moc-widget .with-prefix input{padding-left:28px}#nz-moc-widget .with-suffix input{padding-right:36px}#nz-moc-widget .prefix,#nz-moc-widget .suffix{position:absolute;color:#9ca3af;font-size:14px;pointer-events:none}#nz-moc-widget .prefix{left:10px;bottom:11px}#nz-moc-widget .with-suffix .suffix{right:10px;bottom:11px}#nz-moc-widget .loan-balance-group .prefix{bottom:14px;font-size:16px}#nz-moc-widget select{width:100%;padding:10px 32px 10px 12px;border:1px solid #d1d5db;border-radius:6px;font-size:14px;outline:none;transition:border-color 0.2s;background-color:#fff;color:#1f2937;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%239ca3af' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 10px center;cursor:pointer}#nz-moc-widget select:focus{border-color:#2563eb;box-shadow:0 0 0 2px rgb(37 99 235 / .2)}#nz-moc-widget select:disabled{background-color:#f9fafb;color:#9ca3af;cursor:not-allowed}#nz-moc-widget input[type="range"]{width:100%;height:6px;background:#e5e7eb;border-radius:4px;outline:none;-webkit-appearance:none;margin-bottom:4px}#nz-moc-widget input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;width:18px;height:18px;background:#2563eb;border-radius:50%;cursor:pointer}#nz-moc-widget input[type="range"]::-moz-range-thumb{width:18px;height:18px;background:#2563eb;border-radius:50%;cursor:pointer;border:none}#nz-moc-widget .range-labels{display:flex;justify-content:space-between;font-size:11px;color:#9ca3af;margin-top:2px}#nz-moc-widget .freq-toggle{display:grid;grid-template-columns:1fr 1fr 1fr;border:1px solid #d1d5db;border-radius:6px;overflow:hidden}#nz-moc-widget .freq-toggle.two-col{grid-template-columns:1fr 1fr}#nz-moc-widget .freq-btn,#nz-moc-widget .rate-type-btn{padding:10px 6px;font-size:13px;font-weight:500;background:#fff;color:#4b5563;border:none;border-right:1px solid #d1d5db;cursor:pointer;transition:background 0.15s,color 0.15s}#nz-moc-widget .freq-btn:last-child,#nz-moc-widget .rate-type-btn:last-child{border-right:none}#nz-moc-widget .freq-btn:hover,#nz-moc-widget .rate-type-btn:hover{background:#f3f4f6}#nz-moc-widget .freq-btn.is-active,#nz-moc-widget .rate-type-btn.is-active{background:#2563eb;color:#fff}#nz-moc-widget .rate-source-label{font-size:11px;color:#9ca3af;font-weight:400;margin-left:4px}#nz-moc-widget .reset-link{font-size:12px;color:#2563eb;text-decoration:none;display:inline-block;margin-top:2px}#nz-moc-widget .reset-link:hover{text-decoration:underline}#nz-moc-widget .hint-text{font-size:12px;color:#6b7280;margin:0;line-height:1.5}#nz-moc-widget .overp-status{display:flex;align-items:flex-start;gap:12px;padding:14px;border-radius:8px;font-size:13px}#nz-moc-widget .overp-hidden{display:none!important}#nz-moc-widget .overp-ok{background:#f0fdf4;border:1px solid #86efac}#nz-moc-widget .overp-warn{background:#fffbeb;border:1px solid #fcd34d}#nz-moc-widget .overp-danger{background:#fef2f2;border:1px solid #fca5a5}#nz-moc-widget .overp-neutral{background:#f0f9ff;border:1px solid #bae6fd}#nz-moc-widget .overp-floating{background:#f0fdf4;border:1px solid #86efac}#nz-moc-widget .overp-icon{font-size:18px;line-height:1;flex-shrink:0;margin-top:1px}#nz-moc-widget .overp-text strong{display:block;font-weight:600;margin-bottom:3px;color:#111827}#nz-moc-widget .overp-text span{color:#4b5563;line-height:1.5}#nz-moc-widget .results-label{display:flex;align-items:center;gap:10px;margin-bottom:12px}#nz-moc-widget .results-badge{display:inline-block;font-size:12px;font-weight:700;padding:4px 12px;border-radius:20px;white-space:nowrap;flex-shrink:0}#nz-moc-widget .results-badge-fixed{background:#dbeafe;color:#1e40af}#nz-moc-widget .results-badge-projected{background:#ede9fe;color:#5b21b6}#nz-moc-widget .results-heading{font-size:15px;font-weight:600;color:#111827}#nz-moc-widget .headline-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}@media (max-width:480px){#nz-moc-widget .headline-grid{grid-template-columns:1fr}}#nz-moc-widget .headline-card{border-radius:12px;padding:22px 20px;color:#fff;box-shadow:0 4px 6px -1px rgb(0 0 0 / .1)}#nz-moc-widget .headline-green{background:linear-gradient(135deg,#16a34a 0%,#15803d 100%)}#nz-moc-widget .headline-teal{background:linear-gradient(135deg,#0891b2 0%,#0e7490 100%)}#nz-moc-widget .headline-purple{background:linear-gradient(135deg,#7c3aed 0%,#4f46e5 100%)}#nz-moc-widget .headline-blue{background:linear-gradient(135deg,#2563eb 0%,#1e40af 100%)}#nz-moc-widget .headline-label{font-size:11px;text-transform:uppercase;letter-spacing:.06em;opacity:.85;margin-bottom:10px}#nz-moc-widget .headline-value{font-size:34px;font-weight:800;line-height:1;margin-bottom:8px}@media (max-width:640px){#nz-moc-widget .headline-value{font-size:26px}}#nz-moc-widget .headline-sub{font-size:12px;opacity:.85}#nz-moc-widget .cost-comparison{padding:16px 20px;margin-bottom:12px}#nz-moc-widget .cost-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid #e5e7eb;font-size:14px}#nz-moc-widget .card-blue .cost-row{border-color:#dbeafe}#nz-moc-widget .card-green .cost-row{border-color:#bbf7d0}#nz-moc-widget .cost-row:last-child{border-bottom:none}#nz-moc-widget .cost-row-highlight{padding-top:12px}#nz-moc-widget .cost-label{color:#374151}#nz-moc-widget .cost-value{font-family:monospace;font-weight:600;color:#1f2937}#nz-moc-widget .cost-better{color:#15803d}#nz-moc-widget .cost-saving{color:#1d4ed8;font-size:16px}#nz-moc-widget .certainty-note{font-size:12px;color:#166534;background:#f0fdf4;border:1px solid #86efac;border-radius:6px;padding:10px 14px;margin:0 0 24px 0}#nz-moc-widget .projection-note{font-size:12px;color:#92400e;background:#fffbeb;border:1px solid #fcd34d;border-radius:6px;padding:10px 14px;margin:0 0 24px 0;line-height:1.5}#nz-moc-widget .table-legend{display:flex;gap:20px;flex-wrap:wrap;margin-bottom:12px;font-size:12px}#nz-moc-widget .legend-fixed{display:flex;align-items:center;gap:6px;color:#1e40af;font-weight:500}#nz-moc-widget .legend-fixed::before{content:'';display:inline-block;width:12px;height:12px;background:#dbeafe;border:1px solid #93c5fd;border-radius:2px}#nz-moc-widget .legend-projected{display:flex;align-items:center;gap:6px;color:#6b7280;font-weight:500}#nz-moc-widget .legend-projected::before{content:'';display:inline-block;width:12px;height:12px;background:#f9fafb;border:1px solid #e5e7eb;border-radius:2px}#nz-moc-widget .table-note{font-size:13px;color:#6b7280;margin:-8px 0 16px 0}#nz-moc-widget .table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}#nz-moc-widget .schedule-table{width:100%;border-collapse:collapse;font-size:13px}#nz-moc-widget .schedule-table th{text-align:left;padding:10px 12px;background:#f3f4f6;color:#374151;font-weight:600;font-size:12px;border-bottom:2px solid #e5e7eb;white-space:nowrap}#nz-moc-widget .schedule-table td{padding:9px 12px;border-bottom:1px solid #f3f4f6;color:#374151;font-family:monospace}#nz-moc-widget .schedule-table td:first-child{font-family:inherit;font-weight:500;color:#6b7280}#nz-moc-widget .schedule-table tr.fixed-term-row td{background:#eff6ff}#nz-moc-widget .schedule-table tr.fixed-term-row td:first-child{color:#1e40af;font-weight:600}#nz-moc-widget .schedule-table tr.separator-row td{background:#f8fafc;color:#6b7280;font-family:inherit;font-size:11px;text-align:center;padding:6px 12px;letter-spacing:.03em;border-top:2px dashed #cbd5e1;border-bottom:2px dashed #cbd5e1}#nz-moc-widget .schedule-table tr.row-paid-off td{background:#f0fdf4;font-weight:600}#nz-moc-widget .schedule-table tr.row-paid-off td:first-child{color:#15803d}#nz-moc-widget .schedule-table tr.row-after-payoff td{color:#9ca3af}#nz-moc-widget .paid-off-badge{display:inline-flex;align-items:center;gap:4px;background:#dcfce7;color:#15803d;font-family:inherit;font-size:12px;font-weight:700;padding:3px 8px;border-radius:12px}#nz-moc-widget .interest-saved-cell{color:#1d4ed8;font-weight:600}#nz-moc-widget .guide-table{width:100%;border-collapse:collapse;font-size:13px}#nz-moc-widget .guide-table th{text-align:left;padding:10px 12px;background:#f3f4f6;color:#374151;font-weight:600;font-size:12px;border-bottom:2px solid #e5e7eb}#nz-moc-widget .guide-table td{padding:9px 12px;border-bottom:1px solid #f3f4f6;color:#374151;vertical-align:top}#nz-moc-widget .guide-table td:first-child{font-weight:600;white-space:nowrap;color:#1f2937}#nz-moc-widget .guide-table tr:last-child td{border-bottom:none;color:#6b7280}#nz-moc-widget .guide-table tr:hover td{background:#f9fafb}#nz-moc-widget .table-source{font-size:11px;color:#9ca3af;margin:8px 0 0 0}#nz-moc-widget .w-icon{width:20px;height:20px;display:inline-block;vertical-align:text-bottom;flex-shrink:0}#nz-moc-widget .text-blue{color:#2563eb}#nz-moc-widget .text-green{color:#16a34a}#nz-moc-widget .disclaimer{text-align:center;font-size:12px;color:#9ca3af;margin-top:8px;max-width:560px;margin-left:auto;margin-right:auto}