Should You Float or Fix?

Don’t Lock in the Wrong Rate

A wrong decision could cost you thousands. Use our Free Mortgage Strategy Analyzer to find the “Sweet Spot” for your mortgage.


Should You Float or Fix?

Don’t Lock in the Wrong Rate

A wrong decision could cost you thousands. Use our Free Mortgage Strategy Analyzer to find the “Sweet Spot” for your mortgage.


CURRENT LENDING RATES

ANZ
1 year
Standard 5.19%
Special 4.59%
ASB
1 year
Standard 4.59%
BNZ
1 year
Standard 4.59%
Kiwibank
1 year
Standard 5.49%
Special 4.59%
Westpac
1 year
Standard 5.19%
Special 4.59%

DEEP MARKET INTELLIGENCE

We Scan The Market

Our Systems constantly monitors the Reserve Bank (RBNZ) and major banks and analysts economic reports. They read thousands of pages of PDF forecasts so you don't have to.

We Analyze The Trends

We go beyond today's rates. Our analysis combines yield curves, break-even calculations, and market sentiment to forecast the likely direction of rates over the next 1–5 years.

You Find The "Sweet Spot"

We identify the exact mortgage term that balances the lowest rate with the lowest risk—helping you save thousands in interest.

Should You Float or Fix?

Use our Free Mortgage Strategy Analyzer
to find the "Sweet Spot" for your mortgage.

Should You Float or Fix?

Use our Free Mortgage Strategy Analyzer to find the “Sweet Spot” for your mortgage.